Being forward-thinking and prepared for any eventuality that may arise in our lives says a lot about us. An accident, an advanced terminal illness or simply because we are used to organizing our affairs will be of great help to those we leave behind.
As I mentioned in the previous edition, a few months ago my friend Betty lost her father and faced and continues to face unforeseen situations. Her experience completed this article, so thank you very much for your contribution again.
If we have real or personal property, debts, businesses, etc., having everything in order will mean that our survivors will have fewer issues or situations to sort out. Here are some recommendations to consider:
Write a document giving precise instructions and important information.
Keep ALL documents well organized. For example:
Documentation of the vehicle(s) you own – copy of the title, financial institution details, account statements, addresses, telephone numbers, etc.
Documentation proving ownership of the house or apartment – proof of payment, bank details, address, telephone numbers, title deed or provisional deed if you are still paying for it, proof of payments made, bank statement, etc.
Documentation with payment conditions, in case you have contracted any debt with third parties, physical or moral. If you must continue paying, proof of payment made, address and telephone number of the person who granted the credit, among others.
If you have contracted telephone service, internet or any other service in your name, it is important to leave proof of payments made, payment dates, address, phone numbers, etc. Leave written instructions on whether you will continue to pay what is owed and who should do so, if it is necessary to change the name of the service being provided to you, etc.
Have insurance or a settled agreement with a funeral home that provides its services and with the cemetery administration.
Make a will or a transfer contract to whom we will inherit or transfer the property(ies).
These are not all, but some actions to take and make clear in case death surprises us.
Better be prepared!
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